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A new pathway home with Share to Buy
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Share to Buy: Find your new home

Search nationwide to find your space

Whether you’re a first time buyer, second stepper, growing family or someone looking to downsize, Share to Buy is your space. We're the home of Shared Ownership, Rent to Buy and all buying schemes designed to help you onto the property ladder.

1000s

New homes added each month

120k+

Budding buyers in our community

300+

Providers listing homes with us

Join us at the London Home Show

Don’t miss your chance to get expert advice, browse hundreds of affordable homes, and hear real stories from people who’ve bought their first home.

You can learn about buying, even with a small deposit, get a free mortgage check, and take advantage of special offers and giveaways only available on the day!

We're also teaming up with Tembo to offer one lucky attendee the chance to win £1,000 towards their deposit if they attend the show. The offer is only valid to new customers who attend the London Home Show. Register now to learn more about the entry requirements as well as eligibility.

Grab your FREE ticket

Start your journey

Share to Buy is the country’s leading property portal dedicated to affordable homeownership and buying schemes. Our goal is to inspire, guide and empower budding buyers facing challenges in today’s housing market.

1

Research your options

Housing options made clear. Use our resources to learn about different home-buying and rental schemes, and work out which might be right for you.

Access our guides
2

Check your affordability

Understand your affordability. Use our free calculators to work out how much you may be able to borrow for a mortgage.

How much can you borrow
3

Find your new home

Find your space. Head to our free property search tool and use filters to find your new home.

Search for homes
4

Speak with a broker

Mortgages made manageable. Work with a specialist broker to find the right mortgage for you.

Contact Censeo Financial
5

Contact legal experts

Cut through the jargon. Hear from our panel of expert conveyancers and start the legal process.

Contact our panel

Tools to help you on your way

Buyer FAQs

Our FAQ section is designed to provide clear, straightforward answers to your home-buying questions.

Expert guides

Access articles about buying and rental schemes, and the important financial and legal processes of buying a home.

Affordability calculators

Our two affordability calculators are designed to help you understand how much you may be able to borrow for a mortgage.

Mortgage comparison tool

This tool is to help you search for a Shared Ownership mortgage to meet your affordability needs.

Man and baby lying on the floor
Sandra - Shared Ownership buyer in Croydon
Success Stories

"A year after I moved in, I staircased to 75% and then purchased the final share, and now I own my home 100% outright. I really do recommend Shared Ownership as a fantastic way to get into the housing market."

Sandra – Shared Ownership buyer in Croydon

Read Story
Jenny & David - Shared Ownership buyers in Gillingham, Kent
Success Stories

“The landlord at our old place kept threatening to sell up and leave us in the lurch, which produced a lot of anxiety. Now we’ve got a stake in something, we aren’t at the mercy of someone else."

Jenny & David – Shared Ownership buyers in Gillingham

Read Story
RoxAnne - Shared Ownership buyer in Lambeth
Success Stories

“I bought my Shared Ownership home with just a £6,000 deposit and now my monthly payments including bills is just £1,060, which I never thought would be possible!”

RoxAnne – Shared Ownership buyer in Lambeth

Read Story
Maureen - Shared Ownership buyer in Gillingham
Success Stories

"We were able to use the extra £13,000 from our Shared Ownership sale to purchase a three bedroom house on the open market. We now own outright; a lovely property with a garage and a garden that backs onto a massive field. We definitely couldn’t have done it without Shared Ownership.”

Maureen – Shared Ownership buyer in Colchester

Read Story
Laura - Shared Ownership buyer in Newham
Success Stories

"After six months my search had been less than fruitful and I’d almost given up hope of ever owning in central London. A friend then told me about Shared Ownership and a quick online search into the scheme led me to Share to Buy."

Laura – Shared Ownership buyer in Newham

Read Story
Kenneth - Shared Ownership buyer in Southwark
Success Stories

"I checked and got an answer back that I could staircase to 100% so I decided to do that. The sale proceeded much quicker than the initial one – I didn’t think in any time that I would be able to do it that quickly!”

Kenneth – Shared Ownership buyer in Southwark

Read Story
Annika - Shared Ownership buyer in Brent
Success Stories

"My sister was living with our parents in Hertfordshire and had decided she wanted to move to London too. I recommended Share to Buy, and after hearing how positive my whole experience had been, she soon registered with them and applied for my same building."

Annika – Shared Ownership buyer in Brent

Read Story
Emily - Shared Ownership buyer in Gloucestershire
Success Stories

“If you are considering Shared Ownership, I would 100% recommend using Share to Buy to learn more about the scheme and assess your options. It’s given me a freedom and flexibility I wouldn’t have had if I bought on the open market."

Emily – Shared Ownership buyer in Forest of Dean

Read Story
Terry & Ashley - Shared Ownership buyers in Newham
Success Stories

"We were delighted when our application was successful, we moved in a few months later and settled in really quickly. It definitely feels different now we are homeowners."

Terry & Ashley – Shared Ownership buyers in Newham

Read Story
Renata - Shared Ownership buyer in Brent
Success Stories

"The Share to Buy website gave me a lot of choice all in one place, even with my limited budget. Shared Ownership meant I could afford a brand new home in Zone 3, which I didn’t think I would be able to manage in a million years for my first home."

Renata – Shared Ownership buyer in Brent

Read Story
Claire - Shared Ownership buyer in Haringey
Success Stories

"I love the freedom to be able to live the way I want to live without needing to worry about anyone else. I can lock and leave at a moment’s notice with my passport in hand without needing to tell a soul."

Claire – Shared Ownership buyer in Haringey

Read Story
Hannah - Shared Ownership buyer in Greenwich
Success Stories

“The deposit was much lower than I was expecting, there’s definitely no way that I would have been able to buy without the Shared Ownership scheme. With staircasing, I could buy more shares in the property, eventually amounting to 100%.

Hannah – Shared Ownership buyer in Greenwich

Read Story
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Affordable housing options

Find your way home. If you’re interested in first time buyer homes, affordable housing schemes or affordable rental options, learn more on Share to Buy.

What is Shared Ownership?

Shared Ownership is a government scheme that allows buyers to purchase a share in a property, usually between 10% and 75%, while paying a reduced market rent to a housing association on the remainder. The scheme gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new-build or resales property.

Learn more about Shared Ownership

What is Deposit Unlock?

What is Discount Full Ownership?

What is Rent to Buy?

What is Discount Market Sale?

What is Intermediate Rent?

What is London Living Rent?

What is a new-build Shared Ownership home?

What is a resale Shared Ownership property?